# Payback — Bill Splitting App

> Payback is a free iOS and Android app for splitting restaurant bills, shared expenses, and group costs. Scan a receipt with AI, assign items per person, and send Venmo or CashApp requests to your whole group in under 2 minutes. No account required for recipients.

## Key facts

- Free — no subscription, no paywalls, no ads
- AI receipt scanning: automatically reads item names and prices
- Per-item splitting: assign each item to whoever ordered it
- Proportional tax and tip: calculated automatically based on each person's subtotal
- Group Text Blast: send payment requests to everyone simultaneously
- Works with Venmo and CashApp; recipients need no account
- Recurring paybacks: set weekly or monthly reminders for rent, utilities, subscriptions
- Available on iOS (App Store) and Android (Google Play)

## How it works

1. Scan the receipt — AI reads every item and price
2. Add friends — import from contacts or add manually
3. Assign items — tap to assign each item to the right person; long-press to split shared items
4. Send requests — Group Text Blast sends Venmo/CashApp requests to everyone at once

## Product pages

- [Home](https://www.sendpayback.com/): Overview, features, download links
- [How It Works](https://www.sendpayback.com/how-it-works): Step-by-step guide with schema markup
- [FAQ](https://www.sendpayback.com/faq): 10 common questions answered
- [Guide](https://www.sendpayback.com/guide): Complete user guide with Q&A
- [How We Compare](https://www.sendpayback.com/vs): What Payback offers vs. typical bill splitting apps

## Tools

- [Bill Split Calculator](https://www.sendpayback.com/bill-split-calculator): Free calculator — enter total, people, tip % to get per-person amount instantly

## How-to landing pages

- [Split a Restaurant Bill](https://www.sendpayback.com/split-restaurant-bill)
- [Best Way to Split a Bill](https://www.sendpayback.com/best-way-to-split-a-bill)
- [How to Split a Receipt](https://www.sendpayback.com/how-to-split-a-receipt)
- [Split a Bill Without Everyone Downloading an App](https://www.sendpayback.com/split-bill-no-app)
- [Split a Dinner Bill with Tax and Tip](https://www.sendpayback.com/split-dinner-bill-tax-tip)
- [Split an Uneven Bill](https://www.sendpayback.com/split-bill-uneven)
- [Split Trip Expenses](https://www.sendpayback.com/split-trip-expenses)
- [Collect Money from a Group](https://www.sendpayback.com/collect-money-from-group)
- [Charge Friends After Dinner](https://www.sendpayback.com/charge-friends-after-dinner)
- [Send a Payment Link to Friends](https://www.sendpayback.com/send-payment-link-friends)
- [Venmo Alternative for Groups](https://www.sendpayback.com/venmo-alternative-for-groups)

## Blog — How-to guides

- [Best Ways to Split Restaurant Bills](https://www.sendpayback.com/blog/best-ways-to-split-restaurant-bills-2026): Methods ranked by fairness and speed
- [How to Split Bills with Roommates](https://www.sendpayback.com/blog/how-to-split-bills-with-roommates): Recurring bills, groceries, subscriptions
- [How to Ask Someone to Pay You Back](https://www.sendpayback.com/blog/how-to-ask-someone-to-pay-you-back): Scripts and timing for requesting payment
- [How to Remind a Friend to Pay You Back](https://www.sendpayback.com/blog/how-to-remind-a-friend-to-pay-you-back): Follow-up without awkwardness
- [Bill Splitting Etiquette](https://www.sendpayback.com/blog/bill-splitting-etiquette): Unwritten rules for splitting costs
- [How to Split a Bill Evenly](https://www.sendpayback.com/blog/how-to-split-a-bill-evenly): When even splits work and when they don't
- [How to Track Shared Expenses in a Group](https://www.sendpayback.com/blog/how-to-track-shared-expenses-in-a-group): Methods and tools
- [How to Split Group Travel Expenses](https://www.sendpayback.com/blog/how-to-split-group-travel-expenses): Flights, hotels, food, activities
- [How to Split Subscription Costs](https://www.sendpayback.com/blog/how-to-split-subscription-costs): Streaming, music, cloud storage with friends
- [What to Do When Someone Won't Pay You Back](https://www.sendpayback.com/blog/what-to-do-when-someone-wont-pay-you-back): Steps and prevention
- [How to Collect Money from a Group](https://www.sendpayback.com/blog/how-to-collect-money-from-a-group): Fastest methods by scenario
- [How to Split Bills Between Two People](https://www.sendpayback.com/blog/how-to-split-bills-between-two-people): Methods for couples, friends, roommates
- [How to Split Utilities with Roommates](https://www.sendpayback.com/blog/how-to-split-utilities-with-roommates): System for recurring utility bills
- [How to Split a Hotel Room Bill](https://www.sendpayback.com/blog/how-to-split-a-hotel-room-bill): Per-person vs. per-room, deposits, what to include
- [How to Calculate Who Owes What](https://www.sendpayback.com/blog/how-to-calculate-who-owes-what): Even split, per-item, and multi-expense formulas